During early access we price per client based on corridor and volume. Before every payout you see the exact fee, the FX rate and the amount your recipient gets. No hidden FX markups, no fees on the receiving end.

Standard business verification (KYB): your company details, registration documents and information about who you'll be paying. Most teams are onboarded within a few business days.

No hard minimum during early access. Tell us about your payout needs in the get in touch form and we'll see if the current corridors are a fit.

Mexico, Brazil, Colombia and the United States. Recipients are paid in MXN, BRL, COP and USD directly to their local bank accounts. Additional corridors are coming - tell us your corridor in the get in touch form and we'll notify you when it opens.

Yes, both. Recipients can be individuals such as freelancers and contractors, or businesses such as suppliers and agencies, paid to a personal or business bank account.

Settlement on the local rail (SPEI in Mexico, PIX in Brazil, Bre-B in Colombia, FedNow in the US) takes up to 30 minutes, around the clock. End to end, payouts typically land in under an hour when your bank supports SEPA Instant; with a regular SEPA transfer the funding leg can add a few hours.

No. You fund in EUR or GBP from your bank account, your recipient gets local currency in their own bank account. The stablecoin leg in the middle is handled end to end on regulated infrastructure. Neither side holds, sees or manages crypto.

They receive the payout in their existing bank account, in their own currency, for the full amount. No app to install, no account to open. We may need standard recipient details from you when setting up a payout, such as account number and name.

Most payouts process on instant rails. Larger amounts are supported and may route via standard bank rails with slightly longer settlement.

If a payout can't be delivered, for example due to incorrect account details, funds are returned and you're notified immediately.

rekarii itself is not a licensed financial institution. It is operated by SIA "Payro", an EU-registered company in Latvia, and all licensed activity, including custody, conversion and payouts, is performed by regulated infrastructure partners.

Funds are held and moved by regulated partners at every leg. The stablecoin used is USDC only: fully reserved, 1:1 backed and redeemable. Every transfer settles on public rails and is reconciled to the cent.

A record of every payout with the EUR or GBP amount, FX rate, fee and recipient details, exportable for your bookkeeping.

Yes. As an EU company we operate under EU law including GDPR. Write to hello@rekarii.com for anything data related.